General Terms & Conditions

General Terms & Conditions and Privacy Policy

Terms & Conditions and Privacy Policy for PnB Words

1. Copyright Notice
All content on PnB Words is protected by copyright unless we say otherwise. You cannot use any of our material without explicit written permission.

2. Accuracy of Information
We strive to keep everything on our site accurate and up to date, but things change. While we do our best, we cannot guarantee the absence of errors. We are not responsible for any mistakes or omissions.

3. Limitation of Liability
We, along with our partners and contributors, are not liable for any damages that might occur from using our site. This includes all forms of damage, whether direct, incidental, consequential, or otherwise. Everything on the site is provided "as is" without warranties of any kind. Some jurisdictions may not allow exclusions of implied warranties, so be sure to check your local laws.

4. Posting Personal Information

If you don’t want the world to know your personal information, please don’t post it on our site, especially in public areas like comments or members-only sections. Once posted, we can’t control who sees it or what they do with it. Be cautious about sharing sensitive information.

5. Image Use
The images on our site are either our property or used with permission. You are not allowed to use them unless we provide written consent.

6. Trademarks and Logos
The trademarks, logos, and service marks displayed on PnB Words belong to us or others who’ve granted permission. You are not permitted to use them without our approval.

7. External Links
We link to other websites that we believe are relevant and useful. However, we cannot control the content on those sites and are not responsible for any risks you take by visiting them.

8. Content Responsibility and Legal Cooperation
Please be responsible when engaging with our site, including comments and members-only areas. Don’t post anything unlawful, offensive, or harmful. If required, we will cooperate with legal authorities. While we may monitor content, we are not liable for users' posts.

9. Changes to Terms
We reserve the right to change these terms and anything else on the site at any time. By continuing to use the site, you agree to be bound by any updated terms.

10. Governing Law and Dispute Resolution
These terms are governed by Australian law. Any violations of intellectual property rights may lead to legal action in Australian courts. Other disputes will first be mediated in Australia and, if mediation fails, they will be resolved through binding arbitration.

Your privacy matters to us. Here’s how we handle your data:

1. Information Collection
When you purchase from us or sign up for services, we collect personal information to process payments and deliver services. This may include details shared during support or account inquiries.

2. Use of Information
Your information is used strictly for service delivery and customer support. All correspondence is recorded for quality assurance.

3. Storage and Security
We take your information security seriously. Payments are processed using Stripe, a trusted third-party gateway, to ensure your details are encrypted and protected. We follow industry-standard practices to safeguard your data.

4. Access to Information
If your personal information changes or if you’d like to be removed from our records, you can update or delete your data by contacting us at admin@pnbwords.com.

5. Routine Data Collection
We collect general website traffic data, such as IP addresses, browser details, and timestamps, for site management and analytics. None of this information identifies specific individuals.

6. Cookies
Our site uses cookies to improve your browsing experience. Third parties, such as advertising partners, may also use cookies. You can manage or disable cookies through your browser settings, but doing so may affect your site experience.

7. Third-Party Advertising
Our site may display Google ads, which use cookies to serve relevant content based on your web activity. You can opt out of Google’s cookie usage through their settings.

8. Legal Disclosure
We may disclose personal information when the law requires or to protect our rights.